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5 Personal Finance Podcasts You Need To Listen To



Podcasts are super fun, if you’re listening to the right ones. They’re almost like ad-free radio stations, but better – and you have a whole lot of podcasts you can pick from. Here are five podcasts on personal finance that you cannot miss.

1. Listen, Money Matters

The podcast is great for anyone – right from someone who’s just figuring out what budgeting means to a finance whizkid. The hosts make it seem like they’re chatting with a friend about how you can get better at making your money work for you.

2. You Need A Budget (YNAB)

This podcast drives home one big topic – you guessed right, budgeting. A mighty important area when it comes to managing your personal finance. The episodes cover almost everything from student loan debt to practically setting up (and following) your budget.

3. BiggerPockets

One of the top-rated podcast on iTunes, this is your go-to podcast for everything on real estate investing and building your wealth.

4. Planet Money

NPR’s Planet Money hosts nearly anything you’d need to know about money. With great guests on board plus with solid insight, Planet Money covers a wide range of topics on finance through stories and surprises.

5. Freakonomics Radio

A personal favorite, the podcast is an offshoot of the bestseller book, Freakonomics.

Hosted by journalist Stephen Dubner, it covers an interesting bunch of eccentric (and super interesting) topics that surround finance and the economy, productivity and thinking rationally.


Video: Compound Interest, Explained



A UPS worker never made more than $14,000 a year but retired with $70 million. How? Compound interest. Here’s how it works, courtesy of Investopedia.


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3 Ways To Invest From Your Smartphone For Under $5



The numbers say 80% of millennials don’t invest in stocks.

Reason? Half say they don’t have money, one-third says it’s too early and another third says they don’t know how.

In addition to that, there’s demographic gap. “The average age of a financial advisor is 55,” said Douglas Boneparth, a New York City-based financial planner. “There are more financial advisors over the age of 70 than there are under 30.”

Despite these beliefs, you don’t really need much money, nor experience, to get started. (Just look at our fearless co-founder Odunayo Eweniyi and what she’s pulled off here)

Be that as it may, here are three ways to get started for $5 or less.

1. Stash

Image result for stash app

What: A micro-investment app (iOS and Android) with over 30 ETFs according to industry, sector and risk tolerance.

How it works: Download the app and choose your investment.

Minimum investment: $5

Cost: Fees range from $1 a month for accounts under $5,000 to 0.25% a year.

“We help people who don’t have a lot save money on a weekly basis,” CEO and co-founder Brandon Krieg said in one interview. “Stashers look like America, they look like people you meet every day: they are nurses and teachers and Uber and Lyft drivers.”

2. Acorns


What: iOS and Android app.

How it works: Download the app and choose one of six index funds. When you buy, say a cup of coffee for $1.75, it rounds up the change to $2 and deposits the difference.

Minimum investment: $5

Cost: Just like Stash, fees range from $1 a month for accounts under $5,000 to 0.25% a year.

“We’re not trying to preach austerity to the client, because that’s a bummer,” CMO Manning Field says. “Some people will say, ‘Don’t have the cup of coffee.’ We’ll tell you to have the cup of coffee and invest along the way.”

3. Robinhood

What: A commission-free investment app (iOS and Android).

How it works: Download and start buying stocks.

Minimum investment: Whatever stock you want to buy.

Cost: Free.

And by the way, if you want to get a fast start on real estate, here’s Forbes’ list of nine REITs with yields between 8% and 10%.

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CHART: How Blockchain Powers Bitcoin



Blockchain, Bitcoin. Bitcoin, blockchain.

The two terms go hand in hand—and have become almost ubiquitous with this year’s insane rise (and fall) of Bitcoin.

But what does it all really mean? How does it come together? In this week’s chart, our friends at CB Insights break down exactly how blockchain powers Bitcoin.

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