Connect with us

Money

5 Personal Finance Podcasts You Need To Listen To

Published

on

Podcasts are super fun, if you’re listening to the right ones. They’re almost like ad-free radio stations, but better – and you have a whole lot of podcasts you can pick from. Here are five podcasts on personal finance that you cannot miss.

1. Listen, Money Matters

The podcast is great for anyone – right from someone who’s just figuring out what budgeting means to a finance whizkid. The hosts make it seem like they’re chatting with a friend about how you can get better at making your money work for you.

2. You Need A Budget (YNAB)

This podcast drives home one big topic – you guessed right, budgeting. A mighty important area when it comes to managing your personal finance. The episodes cover almost everything from student loan debt to practically setting up (and following) your budget.

3. BiggerPockets

One of the top-rated podcast on iTunes, this is your go-to podcast for everything on real estate investing and building your wealth.

4. Planet Money

NPR’s Planet Money hosts nearly anything you’d need to know about money. With great guests on board plus with solid insight, Planet Money covers a wide range of topics on finance through stories and surprises.

5. Freakonomics Radio

A personal favorite, the podcast is an offshoot of the bestseller book, Freakonomics.

Hosted by journalist Stephen Dubner, it covers an interesting bunch of eccentric (and super interesting) topics that surround finance and the economy, productivity and thinking rationally.

Money

3 Simple Strategies You Can Use To Build Your Investment Portfolio

Published

on

If you’re starting out with planning your investments, chalking out your goals and how you’d like to achieve them is incredibly important. You’ll need to understand what kind of assets you’d like to invest in–be it private equity or the tried and tested products like treasury bonds, ETFs and stocks–and invest right. Here are three key strategies to build your portfolio:

1. Building Wealth Is All About Thinking Rationally (And Smart)

Having the right mindset can play a huge role in how you build your investments. It’s simply not just about strategy. To ditch following the latest fad in the market, you need to be responsible and have a sense of social indifference–coupled with confidence and patience.

2. Invest Like A Cheapskate

If you’re pumping in $150,000 as investment, on which you incur 1% as fees, look out for ways through which you can cut them down.

If you were to cut costs by a little more than a half, that’s saving you at least $1,120 in fees every year. But that’s not it–when this saving is compounded every year, that 1% fee can tally up to a million (if saved, could win you your big ticket to becoming a millionaire)

3. The KISS (Keep It Simple, Silly) Rule

Funnily enough, most of us think investing your way through millions demands extensive knowledge of financial instruments or strategies. Surprisingly, it’s the simplest of assets that give investors their biggest wins. Many successful investors highlight their success to stocks, bonds and other popular alternative investments, patiently held over time.

Continue Reading

Money

(THROWBACK!) High-Dividend REITs: Are They A Safe Bet?

Published

on

Pixabay

Investment in Real Estate Investment Trusts (or REIT’s) are ideal for investors who want a regular stream of income. REIT’s purchase real estate properties and lease them to clients (or tenants). This income generated is then paid to shareholders via dividends.

REIT’s are required to distribute at least 90% of net income to shareholders which means these firms have higher dividend yields compared to regular equity investments. But how many high dividend paying REIT’s are worth investing in? This article looks at REIT’s with high dividend yields and a market cap of approximately $1 billion.

CBL & Associates Properties

CBL & Associates Properties (or CBL) has a market cap of $915 million. This REIT has a dividend yield of 17.4% and pays annual dividends of $0.80 per share. CBL’s portfolio is primarily in regional shopping malls (Class B and Class C).

CBL is grappling with declining sales as revenue has fallen from $1.04 billion in 2015 to $1.02 billion in 2016 and $927 million in 2017. Revenue is estimated to decline to $852 million in 2018 and $835 million in 2019. There have been concerns over the high debt levels (over $4 billion) of CBL as well.

Further, company CEO Stephen Lebovitz also hinted at a possible dividend cut in the future. CBL reduced its dividend by 25% last year as well. CBL has stated that it is looking to reposition its portfolio and focus on redevelopment initiatives. However, investors will not be confident about investing in a stock that has declined from $20 per share in August 2013 to $4.65 in August 2018. The stock is trading 16% above the average analyst price target of $3.91.

Washington Prime Group

Washington Prime Group (or WPG) engages in the acquisition and development of retail properties and this REIT has a market cap of $1.5 billion. WPG has a dividend yield of 12.8% and pays annual dividends of $1 per share. The stock price has declined from close to $20 in May 2014 to the current price of $7.92 which is 6% higher than the analyst target price of $7.45. This year, WPG has however risen over 18%.

WPG is a mall owner with assets across Florida, the Mid-West and the East Coast. In this digital age when the number of people visiting malls has declined, WPG has also seen its revenue decline. Sales have fallen from $922 million in 2015 to $758 million in 2017 and are estimated to reach $724 million this year.

WPG’s funds from operation (or FFO) which is similar to earnings per share for stocks declined 8.4% in 2017, while occupancy reduced from 94% in 2016 to 93% last year. WPG might also have to cut dividends if sales continue to decline over the next few quarters.

Global Net Lease

Global Net Lease (or GNL) has a market cap of $1.5 billion and this REIT has a portfolio of commercial properties. GNL focuses on sale-leaseback transactions across the United States and Western Europe. GNL has over 300 properties with an average lease term of 8.6 years.

GNL’s client base includes FedEx, GSA, ING, and Finnair among others. While GNL’s revenue rose 21% year-over-year to $259 million in fiscal 2017, FFO per share declined 18%. GNL has a dividend yield of 10% and pays an annual dividend of $2.13 per share compared to its reported FFO of $2.10 per share last year.

GNL aims to acquire properties worth $293 million this year which will expand the company’s portfolio. GNL is estimated to post revenue of $283 million in 2018, $303 million in 2019 and $314 million in 2020. GNL is trading at $21.53 which is 11.5% lower compared to analyst average target estimates of $24.

Kimco Realty

Kimco Realty (KIM) has a market cap of $7.2 billion and is one the largest publicly traded REIT. This REIT owns close to 500 shopping centers in the United States with 83 million square feet of leasable property. Kimco has a dividend yield of 6.6% and pays an annual dividend of $1.12 per share.

According to this report from Suredividend.com. “Kimco’s property portfolio has enjoyed rising occupancy and rents over the past several years.” In the first quarter of 2018, Kimco’s FFP rose 5.4% driven by a rise in occupancy and rent. While occupancy rose 1 basis point to 96.1%, rental rates for new leases rose over 15%.

Kimco’s tenants include struggling retail companies such as Sears, JC Penny and Kmart all of whom might close a few stores. Kimco will need to look at acquisitions to drive future revenue. This stock has lost close to 6% in 2018 and is trading at $17.06 which is 1.3% lower than analyst projections.

Senior Housing Properties

Senior Housing Properties (SNH) is a healthcare REIT with a market cap of $4.5 billion and a dividend yield of 8.2%. This REIT owns property worth $8.5 billion and over 700 tenants. SNH shares have increased close to 30% since February this year and the stock is trading at $19.04 which is 4% below average analyst price target estimates of $18.25.

While SNH’s FFO per share fell 16% in 2017, performance has started to improve this year. SNH has managed to beat analyst earnings estimates considerably in the last two quarters. SNH has acquired properties worth over $300 million and sold assets of approximately $800 million since the start of 2017. The proceeds were used to pay off debt.

SNH revenue is estimated to rise 4.1% year-over-year to $1.12 billion in 2018 and 2.1% to $1.14 billion in 2019.

Continue Reading

Money

(THROWBACK!) Bitcoin Expert: Bet Big On These Cryptos

Published

on

Despite the volatility in the cryptocurrency space, Marius Kramer, a writer and influencer on cryptocurrencies, has been bullish about two cryptocurrencies in the current market.

With over 2,000 cryptocurrencies available to trade and purchase, investors are scratching their heads to bag the right trade and clock ambitious profits that touch 1000% gains. The crypto market is down by 80% this year and investors have burnt significant wealth. However, this seems the right time to re-enter or explore the crypto market once again as the time is ripe for the next bull run.

Kramer was recently asked about the safest cryptocurrency to buy and he shortlisted Binance Coin (or BNB) and Bitcoin. According to Kramer, BNB is the strongest cryptocurrency in 2018 and is currently even more stable than Bitcoin. He expects BNB to rise 100x in the upcoming bull-run increasing its market cap from $1B to $100B.

Kramer considers BNB to be a safe bet as it is less volatile compared to market movements. It is stronger when the market is up and doesn’t depreciate as much in a bear market.

The other safe bet is the most popular crypto- Bitcoin. This is expected to surge nearly 20x in the next bull run, driving Bitcoin’s market cap from $110B to $2T.

A look at Kramer’s portfolio and estimates

Marius Kramer has invested 20% in Bitcoin with an expected return of 20x. He has allocated 20% in BNB with an expected return of 100x. Other cryptos such as DENT, ENJ, BAT, Elastos, and IOTA also made the list.

Kramer has estimated possible returns of 1,200x for DENT, ENJ, and IOTA. He expects BAT to rise 300x and Elastos to generate mind-boggling returns of 40,000x. He states the importance of investing in stable cryptos such as BNB and Bitcoin to protect investors from volatile downswings.

Continue Reading

Trending


Warning: count(): Parameter must be an array or an object that implements Countable in /homepages/28/d742565295/htdocs/clickandbuilds/WealthLab/wp-content/themes/zox-news-child/single.php on line 683
5 Articles Left
Get unlimited access
X

Forgot Password?

Join Us